We've had a number of conversations over the last few months about leading our congregations in the budget process - but what about our personal budgets? For many of us, that can be a much trickier area. We have treasurers at church to keep the books straight, but at home, most of us are on our own! So how do you manage this important task? Our question this week is straightforward and relevant. If you are already good at this, I hope you'll share what's working for you. And if you, like me, need help with this, then I'm sure you'll be appreciative of the wisdom our colleagues share.